Rockwills could be your wonderful career

Email andrewchia06@gmail.com. Mobile 016-322 3280.
Email dorisypf@yahoo.com. Mobile 019-277 6561.

Disclaimer: This is a personal weblog, reflecting only my personal views and not the views of anyone or any organization which I may be affiliated to. All information provided here, including recommendations (if any), should be treated as for information purposes only. The author should not be held liable for any information errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein.



WHY YOU WOULD LOVE ROCKWILLS AS A CAREER

If you or your friends are looking for a career we show you why Rockwills is a great career.

1. You may earn extra income of RM5,000 or more within the first year as a Professional Estate Planner with Rockwills. It is very difficult to earn that amount especially under the current financial crisis.

Commissions earned from Will-Writing as well as Will Custody are very attractive. These commissions are given to you by the Company, not the customer. Customers are given discounts separately by the Company when they rewrite their wills.

2. Besides will-writing, you may effortlessly branch out into related products and services catering to our clientele such as, amongst others, estate planning, trustee services and the not-so-welcomed-but-necessary products of funeral and burial. These products and services are all very lucrative.

3. You will receive systematic training provided by us; we are pioneers of Rockwills with decades of experience in this industry.

4. You will be joining a business trend of the future, unlike a lot of sunset industries. Will-writing is the trend today and also the future, just like health-care, weight-loss, anti-aging, financial and security planning and many other industries catering to the aging population. It is a growing industry. As population grows older we automatically have more and more prospects and customers. In a growing industry a smaller effort produces big returns. If you join a matured, sunset industry, competition is great and only the very talented and hard-working can survive.

5. You will find it very easy to market for wills services. Rockwills is No. 1 in this industry in the country. Most customers have not yet heard of our nearest competitor. The Rockwills name makes it easier for you to do marketing, too. It tells people exactly what you do, Wills! Imagine if you're called ABC Services or XYZ Sdn Bhd.

6. You can win overseas trips which are very enjoyable together with your colleagues at Rockwills. You may also win many other prizes as well.

7. At Rockwills there's really a family atmosphere whereby Associates pool together resources and help one another. We're really one big family.

Email andrewchia06@gmail.com. Mobile 016-322 3280.
Email dorisypf@yahoo.com. Mobile 019-277 6561.

Take care. Health is wealth.

INDEMNITY

Rockwills Corporation Sdn Bhd and its associated companies are hereby indemnified and will not be held liable for any lawsuit which may arise from the use, abuse, misuse, negligence, misrepresentation, misappropriation, fraud or any other illegal activities in generated through this blog.
























Copyright © Andrew Chia 2008 88070301

Do your will and trust with Rockwills

Email andrewchia06@gmail.com. Mobile 016-322 3280.
Email dorisypf@yahoo.com. Mobile 019-277 6561.

Disclaimer: This is a personal weblog, reflecting only my personal views and not the views of anyone or any organization which I may be affiliated to. All information provided here, including recommendations (if any), should be treated as for information purposes only. The author should not be held liable for any information errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein.



Hi, my name is Andrew Chia. I am a financial planning consultant. Together with my partner Doris Yap, who is a Professional Estate Planner with Rockwills, we are going to share with you how to get your will and trust done up in the best possible way.

If you have not written a will we are going to share with you why you should do so as soon as possible.


YOU NEED TO WRITE A WILL...

1. You want your loved ones to inherit your assets. If you have assets like property (even though the property may not be fully paid) and you leave without a will the Government will distribute your assets for you according to the law, ie. the Distribution Act 1997 (Amended). It may not be what you want for your loved ones.

2. If you wish to give other instructionssuch as terms of endearment.


WHAT IS A WILL?

A Will is a document that states your wishes and they will come true when you are no longer around.

You have the following BENEFITS when you write your will:-

1. Exercise your right to appoint your choice of executor/trustee/guardian.
2. Decide on who, when and how much to distribute your assets to.
3. Prevent splitting of assets among many beneficiaries.
4. Prevent disputing your money.
5. Ensure faster distribution.
6. Ensure that no surety/guarantor is required.
7. Protect your minor's future, including retarded children.
8. Benefit non-immediate family members, including charity organisations.
9. Save time and cost on obtaining grant of probate.
10. Allow executor/trustee to raise immediate money.
11. Make provisions to settle debts (if any).
12. Include future inherited and acquired assets.
13. Prevent estate from going to government.

There are certain formalities which must be followed in writing a will, such as the fixing of the Testator's (person writing the will) mark as well as attestation of witnesses. These will be explained by Rockwill's Professional Estate Planner. If a Will is not executed properly it may not be valid in the eyes of the law.

Also, if a will in not in good physical condition, ie. if it is torn or mutilated, it will not be recognised by the court. Here, Rockwills provides you with the solution by providing safe custody for your precious will.

A Professional Estate Planner will also explain to you the conditions whereby a will could be automatically revoked after you have written, eg. upon marriage, etc.


WHY YOU CHOOSE ROCKWILLS

We are the pioneers in will-writing, trusts and estate planning.

It is not encouraged to DIY (do-it-yourself) when it comes to your will because you might miss out a lot of important points. This may result in your will being not valid and may cause hardship to your loved ones.


FREQUENTLY ASKED QUESTIONS

1. How much does it cost to write a will?

Currently, a very basic will costs around RM500. It can go up to RM12,000 (maximum) for more complex and detailed comprehensive will.

2. Are there any other "hidden" costs?

A well-written will that is lost, misplaced or tampered is as good as not having a will at all. You might want to consider safe-custody with us. You have a few packages to choose from; Yearly Custody, Lifetime Custody, or Exclusive Lifetime Custody.


3. What is an Executor? How many executors can I appoint? Can my beneficiary be my executor?

An Executor is someone who does the running around for you when you are no longer around. He needs to go to government departments or banks to get your assets transferred to your beneficiaries. You should have at least 2 Executors (max 4). It is ideal for your beneficiary to also be your Executor because it would be in his interest to get your assets transferred to his name as soon as possible.

An Executor can be a person or a trustee company.

4. Can my executor or trustee abscond with money willed for other beneficiaries?

Of course he can. It is therefore important to select your executor or trustee carefully. Alternatively, you can use a trust company.

5. Do I need to mention my beneficiaries for my EPF or insurance?

No, they are mentioned when you sign up for your EPF or insurance policy and cannot be overridden with a will. However, it is good to include these in your will, just in case they have been left out for whatsoever from their EPF or insurance policies.


I hope the above information is useful to you. If you are qualified to write your will and have not done so, I strongly encourage you to do it immediately.

Email andrewchia06@gmail.com. Mobile 016-322 3280.
Email dorisypf@yahoo.com. Mobile 019-277 6561.

Take care. Health is wealth.


INDEMNITY

Rockwills Corporation Sdn Bhd and its associated companies are hereby indemnified and will not be held liable for any lawsuit which may arise from the use, abuse, misuse, negligence, misrepresentation, misappropriation, fraud or any other illegal activities in generated through this blog.


























Copyright © Andrew Chia 2008 88070301